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The Debt Buster Program and Kit are FREE to all Advocare distributors/members!  

You may be wondering why it's not included in your distributor kit?   The answer is simple!  Choosing to call and ask for it by name is the first step towards saying yes to more, and a future of debt freedom!!!!!!!! 

If you are a member/distributor, call 1-800-542-4800 and order yours today!

  
 It’s simple. By eliminating one debt at a time, you focus your efforts and create debt-reduction momentum. You can start where you are right now, today. Here’s how it works:
 
Stop using your credit cards to spend money you don’t have on things you don’t need

Target one credit card at a time by applying as much money as you can toward the credit card you can pay off fastest, paying only the minimum monthly payments on the rest. This allows you to focus your debt reduction efforts on an attainable goal.

Repeat with the next card. With each credit card debt you eliminate, the amount of money you have available (momentum money) to take aim at your debt increases. This is how you accelerate your debt reduction process.
  
 Don’t stop at debt freedom. Start earning interest, not paying it.
  
 

Once you’ve paid off your debt, you can invest your momentum money to earn interest. That’s when real freedom begins – when your money works for you, not the other way around.

No matter where you are on the debt scale, DebtBuster works. Get started now!

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 Credit card companies lend people money in exchange for paying it back at a premium interest rate. These interest rates, accumulated on minimal monthly payments, keep millions of Americans mired in debt for decades.
  
 Here's a typical monthly credit card statement:
  
 
Credit
Card
Balance
Owed
Interest
Rate
Minimum
Payment
Visa$2,00017.9%$80
  
 The above credit card would take 9 years and 6 months
to pay in full using only minimum payments.
  
 ______________________________________________________

A $100,000 mortgage at 7% interest, paid back over 30 years, will ACTUALLY COST $239,508.90 TO PAY OFF

THAT'S $139,508.00 THAT COULD BE SAVED FOR YOUR FUTURE!
 
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TESTIMONIALS TAKEN FROM THE ADVOCARE WORLD CLASS WEBSITE!

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Lisa and Carlton Hardman
Alabama

Our exposure to DebtBuster taught us that we don’t have to desire for contentment — we can actually have it. Since establishing a DebtBuster plan four years ago, we have paid down nearly $150,000 in home equity, mortgage and credit card debt.

DebtBuster helped us to set and prioritize financial goals, while rearranging our mindsets and lifestyles to reflect these values. Before DebtBuster, if we wanted something, we simply bought it. We live by the ocean and go boating a lot — if the boat needed work, we wouldn’t think twice about fixing it, whether or not we had the cash to afford repairs.

Now we’re on track to be debt free within the year. We’ve established saving accounts for our children and invest our extra income in stocks.

The hardest part of getting started is defining your debt and facing it — evaluating whether or not you’re in a debt mindset. Look ahead five years — if you’re in debt and don’t have a plan to reduce it, you’re going to be in more debt five years from now. Imagine what it would be like if you didn’t have to spend $1,000 a month on your mortgage payment!

With the help of DebtBuster, we are working towards a point where economics don’t determine the choices we make. We would love to help our family members more and to help support the ministry. We also love to travel and look forward to the day when we can afford to take a trip with the kids wherever and whenever we want, with a babysitter!

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Daphne and Jeffrey Cook
Alabama

We were inspired to work towards debt-freedom by our friends, Lisa and Carlton Hardman, who paid off their home mortgage while still in their 30s. We always thought that it was normal to have your house paid off by the time that you retired — but now we hope to achieve that goal in our 40s. The DebtBuster system empowered us with a deeper understanding of how interest can put shackles on someone’s life and how debt freedom can release these chains to allow people to dream again.

When we started building our AdvoCare business, the only debt that Jeffrey and I had, besides our mortgage, was a $16,000 car loan. We paid this loan off in less than two years using DebtBuster. This year we had a number of unexpected expenses, which limited progress on our plan. However, our extra AdvoCare income covered these costs so that we didn’t have to go into more debt to cover these additional expenses. We’re focusing our efforts on setting aside an emergency fund and college fund for our three kids.

Jeffrey and I are also both very passionate about missionary work. The money that we spend on a $30 dinner can pay for a month of food for an impoverished child in Peru. We are driven even more to achieve debt-freedom, knowing that with financial independence we can have a global impact on helping others.

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Dennete and Barry Tallis
Oregon

As the parents of four children, we’ve always worried about providing for our children’s long-term education. We never had a plan in place, until Ron Reynolds introduced us to DebtBuster in 2002. The idea of living debt-free was completely revolutionary to us!

Barry and I both come from good families and have been able to maintain the standard of living that we grew up accustomed to. We have nice cars, a nice home and I’m fortunate to be a stay-at-home mom. DebtBuster provided us with a common, focused goal that we could work towards together. As a result, we never fight or worry about money any more.

We don’t pay with credit cards, and we use cash or debit cards for everything. With DebtBuster, we realized that there’s so much more that we could do with financial freedom. We’re involved in a new start-up church in our community and would love to be able to support that work more. At present, we’re focusing our efforts on paying off our mortgage and building a college fund for our kids through investments and following the DebtBuster system.

Our motivation to stay disciplined comes from leading seminars in our home and introducing young people to the principals of AdvoCare DebtBuster. As leaders in our community, we are inspired by helping others to achieve their own freedom from debt. Though we’ve had a few setbacks brought on by moving households, we believe deeply in the power of DebtBuster to create financial freedom and continue to work towards our goal.